If you're a pet bird owner, you know how important it is to keep your feathered friend happy and healthy. Just as with cats and dogs, birds are susceptible to disease and injuries that require medical attention. Vet bills can quickly mount up, making owning birds out of the reach of many families.
There are many options available for pet insurance. Do your research and make a decision after doing so. You can get a good policy that will cover the majority of the vet's bills, allowing you to provide the best care for your bird without having to break the bank.
Nationwide Exotic Pet Insurance
While most pet insurance providers offer plans that cover animals ranging from dogs to cats, few have plans designed for exotic pets. Nationwide, a top provider in the pet industry, offers plans that cover birds and other exotic animals for 50% or 70% their treatment costs.
Avian Insurance
This Nationwide policy is for birds and covers many preventive treatments, essential grooming and tests. It also covers veterinary exam fees and some basic medications.
The Avian and Exotic Plan comes with a $250 annual deductible and offers a maximum of $7,500 in annual benefits.
Nationwide will not set the price a veterinarian charges. It will only reimburse the amount they think your bird’s treatment or surgery should cost. This is based off of their experience in similar cases.
For this plan, Nationwide has a $50 deductible per incident. So you will need to meet it every time that your bird becomes sick or is injured.
There are many companies that have caps on payouts. These can be for an incident, a bird's life, or even certain conditions or illnesses. Read the details very carefully. This will help you avoid a lot of heartache and headaches if you have to file a claims.
Pre-Existing Conditions
Waiting periods in pet insurance plans are used by the company to ensure that an animal does not have a pre-existing condition. Pre-existing conditions will not be covered by most pet insurance plans, but some allow for them to be treated over a certain period before coverage is granted.
Check-in Fees
Veterinary exams are typically excluded under most exotic pet insurance plans, but some companies do allow these services. Some insurance companies even include these services in their base policy.
It's best to call your insurer to see what's covered.
You will then submit the receipt to Nationwide. The company will then review the invoice. If it is a covered treatment it will send you a cheque to cover your bird’s bill.
Reimbursement is usually applied in percentages or capped at a set amount for each condition or type of incident.
FAQ
What should you do if your dog bites someone else?
First, make sure the animal isn't rabid if you are attacked. If this is not possible then you should call for assistance. Do not try to resolve the situation on your own, as you may be seriously injured.
If the animal bites, but is not aggressive then you can take it to a vet clinic. Your vet will examine it and advise whether further treatment is needed.
Rabies shots will usually be required in most cases. These shots should not be administered by you. Only a qualified person should be able to do this.
What are the responsibilities of a pet owner?
Pet owners must unconditionally love their pet. They must ensure that their pet has all the basic needs met, including shelter, water, and food.
They should also teach them how to behave properly. It is important to take care of your pet and not neglect it.
He should be responsible enough to clean up after it.
What are the symptoms of a sick dog?
You may notice several symptoms in your dog that could indicate that he is sick. Symptoms include:
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Vomiting
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Diarrhea
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Lethargy
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Fever
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Weight loss
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Appetite decrease
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Coughing
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Difficulty breathing
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Bleeding from below the nose
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Blood in urine or stool
These are just a handful of examples. Your vet will know exactly what to look for.
Do I choose a puppy or kitten?
Your personality will determine the answer to this question. Some people like kittens while others prefer puppies.
In general, however, puppies are more active and playful. Kittens often sleep a lot and can be very gentle.
Both types of animals require lots of attention from their owners. They will grow up quickly and need a lot of care.
Regular medical checks will be required for them. This means that you will have to spend some time with them at the vet.
Statistics
- It is estimated that the average cost per year of owning a cat or dog is about $1,000. (sspca.org)
- Pet insurance helps pay for your pet's medical care, with many policies covering up to 90 percent of your vet bills. (money.com)
- A 5% affiliation discount may apply to individuals who belong to select military, law enforcement, and service animal training organizations that have a relationship with Nationwide. (usnews.com)
- In fact, according to ASPCA, first-year expenses can sum up to nearly $2,000. (petplay.com)
- Here's a sobering reality: when you add up vaccinations, health exams, heartworm medications, litter, collars and leashes, food, and grooming, you can expect a bill of at least $1,000 a year, according to SSPCA. (bustle.com)
External Links
How To
How to train a pet cat
You must first know what type of cat you are before you can train him/her. Cats possess complex brains. Cats are intelligent and highly emotional. Your cat's personality is an important aspect of your cat's behavior. It is important to know how to properly handle your cat.
It is important to remember that cats are independent beings. This means that cats do not like to hear "no." If you tell your cat "no", they might get mad at you. When your cat does something wrong, you shouldn't hit him/her. You can love your cat, but not as a human being.
If you think that your cat has some problems, then you should try to solve them together. Try to talk to him/her calmly and gently. Do not yell at him/her. It can make your cat feel awful if you yell at her/him. You cannot force your cat into eating. He/She loves food, but sometimes he/she just refuses to eat. If this happens, it is time to give treats. You should not give them too many treats as it could lead to overeating.
Always keep your cat clean. Each day you should thoroughly clean your cat. Use a moist cloth to remove dirt and dust. Check to make sure your cat is free of fleas. Flea bites may cause skin irritation or allergies. Flea bites can cause severe skin irritation so you need to use a flea shampoo.
Cats are social animals. They are social animals and love to spend time together. Spending quality time with your cat is important. Play with your cat, play with him/her and give him/her a bath. These activities will make the cat happy.
Start training your cat at an early age. You should start training your kitten as early as possible. Your kitten should be around three months old to start training him/her. At this age, your cat will already be fully grown and strong enough to learn new things.
When teaching your cat tricks, you should go through each step step by step. When teaching your cat how to sit, for example, show it the chair first. Then, reward your cat by giving him/her a treat. You can repeat these steps until the cat understands.
Remember that cats can be very intelligent. They can easily figure out how to perform tasks. They do require patience and perseverance. You can't expect your cat or dog to be able instantly to master a task. Allow your cat to practice many times before giving up.
Remember that cats can be wild animals. They are naturally curious and playful. If your cat runs free, it's possible for him/her to accidentally knock objects over. Your cat should be kept in a safe space where he/she will not hurt himself/herself.